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Letter to Reject Car Insurer's Offer - Template Form

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To the Claims Department
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Re: Rejection of Offer and Request for Revised Settlement
Policy Number: ________
Claim Reference Number: ________
Vehicle Registration Number: ________

Dear Sir/Madam,

1. I refer to your offer dated ________ in the sum of $________ in respect of the damage to my motor vehicle (registration number: ________; make and model: ________) arising from the incident which occurred on ________ at ________.

2. Since receiving your offer, I have obtained an independent valuation of my vehicle from ________ dated ________, which assesses the market value of my vehicle immediately prior to the incident at $________.

3. After careful consideration, I am writing to formally reject your offer on the basis that it does not adequately reflect the market value of my vehicle at the time of the incident. A copy of the valuation I have obtained is enclosed for your reference.

4. On the basis of this valuation, I request that you reconsider your position and make a revised offer in the amount of $________, which I consider to be a fair and reasonable reflection of my vehicle's market value, together with any further amounts payable under my policy of insurance.

6. Should you require any further information or documentation in support of my claim, please do not hesitate to contact me using the details set out above.

8. Nothing in this letter is to be taken as an admission or a waiver of any of my rights, all of which are expressly reserved.

I look forward to hearing from you within 14 days.

Yours faithfully,



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Enclosure: Independent vehicle valuation dated ________

Fields you complete are inserted into the document live. This template is general guidance only - not legal advice.